The Exact Questions Every Investor Should Ask Before Depositing

Chapter 83 of Felix Bick’s How Not to Get Scammed by AI Trading Apps delivers perhaps the single most practical, ready-to-use tool in the entire book: a specific set of questions to ask before depositing funds anywhere.

Bick’s core question set includes: What specific regulatory body licenses this activity, and can that be independently verified? What happens to my funds structurally — are they held by an independent, regulated custodian? What is the maximum historical drawdown, not just the best-case return? Can trading results be verified through a source independent of the platform itself?

The chapter adds further essential questions: Who are the named, accountable individuals behind this operation, and what is their verifiable professional history? What is the platform’s actual business model — how does it generate revenue independent of new customer deposits? What has been the experience of long-term users attempting to withdraw large sums, verified through independent sources rather than the platform’s own testimonials?

Bick’s closing insight in this chapter is genuinely important for how readers should interpret the answers they receive: a platform’s willingness and ability to answer these questions specifically, verifiably, and without deflection is itself a meaningful signal. Vague, evasive, or redirecting responses to direct due-diligence questions should be treated as seriously as an outright negative answer.

This last point is crucial — many readers might assume that only an explicit refusal to answer constitutes a red flag, when in reality, evasive or deflecting responses carry essentially the same warning value as a direct “no.”

This chapter is genuinely worth bookmarking or printing out — it’s a ready-made script for any conversation with a new platform’s sales or support team, giving Felix Bick’s readers real leverage in evaluating any opportunity before committing funds.